.app{max-width:680px;margin:0 auto;padding:0 0 4rem}.hero{padding:2.5rem 1.5rem 0;position:relative;overflow:hidden}.hero:before{content:"";background:var(--clay-light);opacity:.18;pointer-events:none;border-radius:50%;width:280px;height:280px;position:absolute;top:-60px;right:-80px}.kicker{letter-spacing:1.5px;text-transform:uppercase;color:var(--clay);align-items:center;gap:6px;margin-bottom:10px;font-size:11px;font-weight:700;display:inline-flex}.kicker-dot{background:var(--clay);border-radius:50%;width:6px;height:6px}.subtitle{color:var(--ink-mid);max-width:440px;margin-bottom:2rem;font-size:15px;font-weight:400;line-height:1.6}.card{background:#fff;border:1px solid #00000012;border-radius:16px;margin:0 1rem 12px;overflow:hidden}.card-header{border-bottom:1px solid #0000000f;align-items:center;gap:8px;padding:1rem 1.25rem .75rem;display:flex}.card-icon{border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:28px;height:28px;font-size:14px;display:flex}.card-title{color:var(--ink);font-size:16px;font-weight:700}.card-body{padding:1.25rem}.field{margin-bottom:1rem}.field:last-child{margin-bottom:0}.field-label{letter-spacing:.6px;text-transform:uppercase;color:var(--ink-mid);margin-bottom:6px;font-size:13px;font-weight:700;display:block}.input-row{grid-template-columns:1fr auto;align-items:center;gap:10px;display:grid}.input-row-label{color:var(--ink);font-size:14px;font-weight:500}.input-row-controls{align-items:center;gap:6px;display:flex}.input-row-unit{color:var(--ink);white-space:nowrap;text-align:right;width:85px;font-size:13px;font-weight:500}.input-section-box{background:var(--warm-white);border-radius:10px;flex-direction:column;gap:10px;padding:10px 12px;display:flex}.input-section-box.with-margin{margin-bottom:10px}.input-section-header{letter-spacing:.6px;text-transform:uppercase;color:var(--ink-mid);margin-bottom:10px;font-size:13px;font-weight:700}.input-wrap-110{width:110px}.input-month{width:138px}.input-helper-text{color:var(--ink-mid);margin-top:4px;font-size:14px;font-weight:500}.loan-summary{background:var(--warm-white);color:var(--ink-mid);border-radius:8px;justify-content:space-between;margin-top:8px;padding:8px 10px;font-size:15px;display:flex}.loan-summary strong{color:var(--ink);font-family:var(--mono)}.method-badge-wrap{color:var(--ink-mid);align-items:center;gap:8px;font-size:12px;display:flex}.method-badge-label{letter-spacing:.6px;text-transform:uppercase;color:var(--ink-light);font-size:13px;font-weight:600}.method-badge{background:var(--forest-light);color:var(--forest);border-radius:6px;padding:3px 10px;font-size:14px;font-weight:600}.growth-slider-section{border-top:1px solid #00000014;padding-top:8px}.growth-slider-header{justify-content:space-between;align-items:center;margin-bottom:5px;display:flex}.growth-slider-label{color:var(--ink-mid);font-size:13px}.growth-slider-value{font-family:var(--mono);color:var(--ink);font-size:13px;font-weight:500}.movein-date-row{border-top:1px dashed #00000014;align-items:center;gap:10px;padding-top:4px;display:flex}.movein-date-label{color:var(--ink);flex:1;font-size:14px;font-weight:500}.total-expenses-section{border-top:1px solid #00000014;padding-top:8px}.total-expenses-title{color:var(--ink);font-size:14px;font-weight:600}.total-expenses-title.with-margin{margin-bottom:6px}.total-expenses-row{color:var(--ink-mid);justify-content:space-between;align-items:center;padding-left:8px;font-size:13px;display:flex}.total-expenses-row.with-margin{margin-top:2px}.total-expenses-row.no-breakdown{margin-top:4px}.total-expenses-value{font-weight:600;font-family:var(--mono)}.input-wrap{position:relative}.input-unit{font-family:var(--mono);color:var(--ink-light);pointer-events:none;font-size:13px;position:absolute;top:50%;left:12px;transform:translateY(-50%)}input[type=range]{width:100%;accent-color:var(--forest-mid);cursor:pointer}input[type=number]{width:100%;font-family:var(--mono);color:var(--ink);background:#fff;border:1.5px solid #0000001a;border-radius:8px;outline:none;padding:10px 12px 10px 36px;font-size:15px;font-weight:400;transition:border-color .15s}input[type=number]:focus{border-color:var(--forest-mid)}input[type=month]{font-family:var(--sans);color:var(--ink);background:#fff;border:1.5px solid #0000001a;border-radius:8px;outline:none;padding:7px 10px;font-size:13px;transition:border-color .15s}input[type=month]:focus{border-color:var(--forest-mid)}.grid2{grid-template-columns:1fr 1fr;gap:10px;display:grid}.rate-row{align-items:center;gap:10px;margin-bottom:8px;display:flex}.rate-label{color:var(--ink-mid);flex-shrink:0;width:130px;font-size:15px;font-weight:500}.rate-val{font-family:var(--mono);color:var(--ink);text-align:right;white-space:nowrap;flex-shrink:0;width:68px;font-size:15px;font-weight:400}.rate-row input[type=range]{flex:1}.divider{background:#0000000f;height:1px;margin:1rem 0}.savings-row{border:1px solid #00000014;border-radius:10px;align-items:center;gap:0;margin-top:10px;display:flex;overflow:hidden}.savings-cell{background:var(--warm-white);text-align:center;flex:1;padding:9px 12px}.savings-cell+.savings-cell{border-left:1px solid #00000014}.savings-cell-label{color:var(--ink-light);text-transform:uppercase;letter-spacing:.5px;margin-bottom:2px;font-size:12px;font-weight:600}.savings-cell-val{font-family:var(--mono);font-size:16px;font-weight:600}.phase-transition{border:1px solid #00000014;border-radius:10px;margin-top:10px;overflow:hidden}.phase-row-item{background:var(--warm-white);align-items:center;gap:10px;padding:9px 12px;display:flex}.phase-row-item+.phase-row-item{border-top:1px solid #00000014}.phase-dot{border-radius:50%;flex-shrink:0;width:8px;height:8px}.phase-label{color:var(--ink-mid);flex:1;font-size:13px;font-weight:500;line-height:1.4}.phase-val{font-family:var(--mono);white-space:nowrap;font-size:15px;font-weight:600}.movein-boost{background:var(--forest-light);color:var(--forest);border-radius:8px;align-items:center;gap:6px;margin:6px 12px 12px;padding:7px 10px;font-size:12px;display:flex}.calc-btn{background:var(--clay);color:#fff;width:calc(100% - 2rem);font-family:var(--sans);cursor:pointer;letter-spacing:.3px;border:none;border-radius:12px;margin:0 1rem;padding:15px;font-size:16px;font-weight:700;transition:background .15s}.calc-btn:hover{background:var(--forest-mid)}.calc-btn:active{transform:scale(.99)}.section-divider{letter-spacing:1.2px;text-transform:uppercase;color:var(--ink-light);padding:.5rem 1.5rem;font-size:11px;font-weight:700}.tab-nav{background:#fff;border:1px solid #00000012;border-radius:12px;gap:0;margin:0 1rem 12px;padding:4px;display:flex;overflow:hidden}.tab-btn{font-family:var(--sans);color:var(--ink-mid);cursor:pointer;white-space:nowrap;background:0 0;border:none;border-radius:8px;flex:1;padding:9px 6px;font-size:16px;font-weight:600;transition:all .15s}.tab-btn:hover:not(.active){background:var(--warm-white);color:var(--ink)}.tab-btn.active{background:var(--forest);color:#fff;font-weight:700;box-shadow:0 1px 4px #1c4a3a40}.cashflow-banner{border:1.5px solid #0000;border-radius:12px;align-items:center;gap:12px;margin:0 1rem 12px;padding:12px 16px;transition:all .3s;display:flex}.cashflow-icon{flex-shrink:0;font-size:20px}.cashflow-text{flex:1}.cashflow-title{font-size:16px;font-weight:600}.cashflow-desc{opacity:.85;margin-top:2px;font-size:14px}.cashflow-num{font-family:var(--mono);white-space:nowrap;font-size:15px;font-weight:500}.accel-toggle-wrap{background:#fff;border:1px solid #00000012;border-radius:12px;align-items:center;gap:10px;margin:0 1rem 12px;padding:10px 14px;display:flex}.accel-toggle-label{color:var(--ink);flex:1;font-size:15px;font-weight:600}.accel-toggle-sub{color:var(--ink-light);margin-top:1px;font-size:13px}.toggle-switch{flex-shrink:0;width:40px;height:22px;position:relative}.toggle-switch input{opacity:0;width:0;height:0}.toggle-slider{cursor:pointer;background:#d3d1c7;border-radius:22px;transition:all .2s;position:absolute;inset:0}.toggle-slider:before{content:"";background:#fff;border-radius:50%;width:16px;height:16px;transition:all .2s;position:absolute;bottom:3px;left:3px}.toggle-switch input:checked+.toggle-slider{background:var(--forest-mid)}.toggle-switch input:checked+.toggle-slider:before{transform:translate(18px)}.accel-impact{background:linear-gradient(135deg, var(--forest) 0%, #1a5c48 100%);color:#fff;border-radius:16px;margin:0 1rem 12px;padding:1.25rem 1.5rem;position:relative;overflow:hidden}.accel-impact:before{content:"⚡";opacity:.08;font-size:64px;position:absolute;top:50%;right:1rem;transform:translateY(-50%)}.accel-impact-eyebrow{letter-spacing:1.2px;text-transform:uppercase;opacity:.6;margin-bottom:8px;font-size:11px;font-weight:600}.accel-impact-row{gap:0;margin-bottom:10px;display:flex}.accel-stat{border-right:1px solid #ffffff1f;flex:1;margin-right:12px;padding-right:12px}.accel-stat:last-child{border-right:none;margin-right:0;padding-right:0}.accel-stat-val{font-family:var(--sans);margin-bottom:2px;font-size:24px;font-weight:700;line-height:1}.accel-stat-lbl{opacity:.65;margin-bottom:4px;font-size:12px}.accel-desc{opacity:.75;border-top:1px solid #ffffff1a;margin-top:2px;padding-top:8px;font-size:12px;line-height:1.6}.schedule-summary{grid-template-columns:repeat(3,1fr);gap:8px;margin:0 1rem 12px;display:grid}.sch-stat{text-align:center;background:#fff;border:1px solid #00000012;border-radius:12px;padding:10px 12px}.sch-stat-val{font-family:var(--mono);color:var(--ink);margin-bottom:2px;font-size:16px;font-weight:500}.sch-stat-lbl{color:var(--ink-light);text-transform:uppercase;letter-spacing:.5px;font-size:11px}.year-group{background:#fff;border:1px solid #00000012;border-radius:12px;margin:0 1rem 6px;overflow:hidden}.year-header{cursor:pointer;-webkit-user-select:none;user-select:none;background:#fff;align-items:center;gap:12px;padding:12px 14px;transition:background .15s;display:flex}.year-header:hover{background:var(--warm-white)}.year-left{flex-direction:column;flex-shrink:0;justify-content:center;width:140px;min-width:140px;display:flex}.year-label{color:var(--ink);font-size:16px;font-weight:700}.year-stats{flex:1;gap:6px;display:flex}.year-stat{background:var(--warm-white);text-align:right;border-radius:8px;flex:1;padding:6px 10px}.year-stat-lbl{letter-spacing:.4px;text-transform:uppercase;color:var(--ink-light);margin-bottom:2px;font-size:11px;font-weight:600}.year-stat-val{font-family:var(--mono);color:var(--ink);font-size:14px;font-weight:600}.year-chevron{color:var(--ink-light);flex-shrink:0;font-size:10px;transition:transform .2s}.year-chevron.open{transform:rotate(180deg)}.month-table{border-collapse:collapse;width:100%;font-size:13px}.month-table th{text-align:right;letter-spacing:.4px;text-transform:uppercase;color:var(--ink-light);background:var(--warm-white);border-bottom:1px solid #0000000f;padding:7px 10px;font-size:13px;font-weight:600}.month-table th:first-child{text-align:left}.month-table td{text-align:right;font-family:var(--mono);color:var(--ink-mid);border-bottom:.5px solid #0000000d;padding:7px 10px;font-size:14px}.month-table td:first-child{text-align:left;font-family:var(--sans);color:var(--ink-mid);font-size:13px}.month-table tr:last-child td{border-bottom:none}.month-table tr:hover td{background:#00000004}.month-table td.pref,.month-table td.float{color:var(--clay)}.extra-payment-row td{font-weight:500;color:var(--forest)!important;background:#1c4a3a0d!important}.extra-payment-row td:first-child{font-style:italic}.accel-year-badge{background:var(--forest-light);color:var(--forest);vertical-align:middle;border-radius:4px;align-items:center;gap:3px;margin-left:4px;padding:1px 5px;font-size:10px;font-weight:500;display:inline-flex}.schedule-load-more{width:calc(100% - 2rem);font-family:var(--sans);color:var(--ink-mid);cursor:pointer;text-align:center;background:#fff;border:1px solid #00000012;border-radius:10px;margin:0 1rem 12px;padding:10px;font-size:12px;font-weight:500;transition:background .15s;display:block}.schedule-load-more:hover{background:var(--warm-white)}.bvr-inputs{background:#fff;border:1px solid #00000012;border-radius:16px;margin:0 1rem 12px;overflow:hidden}.bvr-inputs-header{border-bottom:1px solid #0000000f;align-items:center;gap:8px;padding:12px 16px 10px;display:flex}.bvr-inputs-body{grid-template-columns:1fr 1fr;gap:10px;padding:1.25rem;display:grid}@media (max-width:767px){.bvr-inputs-body{grid-template-columns:1fr;gap:14px}}.bvr-verdict{border-radius:14px;margin:0 1rem 12px;overflow:hidden}.bvr-verdict-inner{padding:1.25rem 1.5rem}.bvr-verdict-eyebrow{letter-spacing:1.2px;text-transform:uppercase;opacity:.65;margin-bottom:4px;font-size:10px;font-weight:600}.bvr-verdict-title{font-family:var(--serif);margin-bottom:6px;font-size:24px;line-height:1.2}.bvr-verdict-desc{opacity:.85;font-size:12px;line-height:1.6}.month-table-wrap{-webkit-overflow-scrolling:touch;overflow-x:auto}.month-cards{display:none}.month-card{border-bottom:.5px solid #0000000f;padding:10px 14px}.month-card-movein{background:#2d6b540f}.month-card-bonus{background:#185fa50a}.month-card-extra{background:#2d6b540a}.mc-header{flex-wrap:wrap;align-items:center;gap:6px;margin-bottom:7px;display:flex}.mc-month{color:var(--ink);flex:1;min-width:0;font-size:13px;font-weight:600}.mc-badge{background:var(--forest-light);color:var(--forest);white-space:nowrap;border-radius:4px;padding:1px 6px;font-size:10px;font-weight:600}.mc-savings{font-family:var(--mono);white-space:nowrap;margin-left:auto;font-size:12px;font-weight:600}.mc-grid{grid-template-columns:1fr 1fr 1fr;gap:6px 8px;display:grid}.mc-item{flex-direction:column;gap:2px;display:flex}.mc-lbl{letter-spacing:.4px;text-transform:uppercase;color:var(--ink-light);font-size:9px;font-weight:600}.mc-val{font-family:var(--mono);color:var(--ink-mid);font-size:11px;font-weight:500}.mc-val-pref,.mc-val-float{color:var(--clay)}@media (max-width:480px){.month-table-wrap{display:none}.month-cards{display:block}.year-stat-val{font-size:12px}.year-stat-lbl{font-size:9px}.year-label{font-size:13px}.year-left{width:72px;min-width:72px}.year-stat{padding:5px 7px}.year-header{gap:6px;padding:10px}}.bvr-chart-wrap{background:#fff;border:1px solid #00000012;border-radius:16px;margin:0 1rem 12px;padding:1.25rem}.bvr-chart-title{color:var(--ink);margin-bottom:4px;font-size:12px;font-weight:600}.bvr-chart-sub{color:var(--ink-light);margin-bottom:14px;font-size:11px}.bvr-compare-grid{grid-template-columns:1fr 1fr 1fr;gap:8px;margin:0 1rem 12px;display:grid}.bvr-col{background:#fff;border:1px solid #00000012;border-radius:14px;overflow:hidden}.bvr-col-header{border-bottom:1px solid #0000000f;padding:10px 14px;font-size:12px;font-weight:600}.bvr-col-row{border-bottom:.5px solid #0000000a;justify-content:space-between;align-items:center;padding:8px 14px;font-size:11px;display:flex}.bvr-col-row:last-child{border-bottom:none}.bvr-col-key{color:var(--ink-mid)}.bvr-col-val{font-family:var(--mono);color:var(--ink);font-size:12px;font-weight:500}.toc-desktop{z-index:50;background:#fff;border:1px solid #00000012;border-radius:12px;width:180px;padding:12px;position:fixed;top:80px;left:calc(50% - 520px);box-shadow:0 2px 8px #0000000f}.toc-title{letter-spacing:.8px;text-transform:uppercase;color:var(--ink-light);margin-bottom:8px;padding:0 8px;font-size:11px;font-weight:700}.toc-item{cursor:pointer;text-align:left;background:0 0;border:none;border-radius:6px;align-items:center;gap:8px;width:100%;padding:8px;transition:all .15s;display:flex}.toc-item:hover{background:var(--warm-white)}.toc-item.active{background:var(--forest-light)}.toc-icon{flex-shrink:0;font-size:14px}.toc-label{color:var(--ink-mid);font-size:13px;font-weight:500}.toc-item.active .toc-label{color:var(--forest);font-weight:600}@media (max-width:1280px){.toc-desktop{display:none}}.mobile-nav-button{background:var(--forest);color:#fff;cursor:pointer;z-index:100;border:none;border-radius:8px;padding:8px 14px;font-size:13px;font-weight:600;display:none;position:fixed;top:12px;right:12px;box-shadow:0 2px 8px #1c4a3a4d}.mobile-nav-overlay{z-index:101;background:#0006;animation:.2s ease-out fadeIn;position:fixed;inset:0}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.mobile-nav-menu{z-index:102;background:#fff;width:280px;height:100vh;animation:.2s ease-out slideIn;position:fixed;top:0;right:0;overflow-y:auto;box-shadow:-4px 0 12px #0000001a}@keyframes slideIn{0%{transform:translate(100%)}to{transform:translate(0)}}.mobile-nav-header{color:var(--ink);border-bottom:1px solid #0000000f;justify-content:space-between;align-items:center;padding:16px;font-size:15px;font-weight:600;display:flex}.mobile-nav-header button{background:var(--warm-white);cursor:pointer;width:32px;height:32px;color:var(--ink-mid);border:none;border-radius:6px;font-size:16px;transition:background .15s}.mobile-nav-header button:hover{background:#e5e0d8}.mobile-nav-item{cursor:pointer;text-align:left;width:100%;color:var(--ink-mid);background:0 0;border:none;border-bottom:1px solid #0000000a;align-items:center;gap:12px;padding:14px 16px;font-size:14px;transition:background .15s;display:flex}.mobile-nav-item:hover{background:var(--warm-white)}@media (max-width:1023px){.mobile-nav-button{display:block}}@media (min-width:1024px){.mobile-nav-button,.mobile-nav-overlay,.mobile-nav-menu{display:none!important}}.collapsible-section{margin:0 1rem 8px}.collapsible-header{cursor:pointer;width:100%;font-family:var(--sans);background:#fff;border:1px solid #00000012;border-radius:12px;align-items:center;gap:10px;padding:14px 16px;transition:all .15s;display:flex}.collapsible-header:active{transform:scale(.98)}.collapsible-icon{flex-shrink:0;font-size:18px}.collapsible-title{color:var(--ink);text-align:left;flex:1;font-size:15px;font-weight:600}.collapsible-chevron{color:var(--ink-light);font-size:10px;transition:transform .2s}.collapsible-content{animation:.3s ease-out expandContent}@keyframes expandContent{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}@media (min-width:1024px){.collapsible-section{margin:0}.collapsible-header{display:none}.collapsible-content{animation:none}}